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It's kind of weird that "fingerprint unlock" is only available in apps if it can also unlock your phone. Iow: I can't have pattern unlock (without fingerprint) for my phone *and* use fingerprint for apps like Lastpass, banking, etc.
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Biometrics can be fooled. Pattern/pin/password/etc can't. I don't want others to get access to *anything* in my phone but once I'm in, biometrics is fine as an extra step.